These Terms of Service govern your access to and use of dollarcense.com (the "Site") and all content, products, subscriptions, courses, newsletters, and services offered by DollarCense. DollarCense is operated by Talon Logistics LLC, a Michigan limited liability company. By accessing the Site or purchasing any DollarCense product, you agree to be bound by these Terms. If you do not agree to these Terms, do not access the Site or purchase any DollarCense product.
Your access to and use of the Site constitutes your agreement to these Terms, to the Privacy Policy at /legal/privacy.html, and to the Disclaimer at /legal/disclaimer.html. If you access the Site on behalf of an organization, you represent that you have authority to bind that organization to these Terms.
All content published on the Site and distributed through DollarCense products — including articles, course materials, newsletters, visual assets, audio recordings, video productions, branding elements, trade dress, and characters including Professor Sinclair Mulligan and any future DollarCense characters — is the intellectual property of Talon Logistics LLC. DollarCense and the DollarCense characters are trademarks of Talon Logistics LLC. The DollarCense production methodology, editorial architecture, and agent-based operational stack are proprietary. You may not reproduce, distribute, scrape, index for commercial purposes, or create derivative works from any DollarCense content without prior written consent from Talon Logistics LLC.
DollarCense content is made available for your personal, non-commercial use only. You may not: (a) use DollarCense content to train, fine-tune, evaluate, or otherwise condition any artificial intelligence model, machine learning system, or retrieval-augmented generation system; (b) build competing products or services using DollarCense content as a data source; (c) construct databases, archives, or search indices of DollarCense content; (d) use automated tools, bots, crawlers, or scrapers to access DollarCense content except for publicly permitted search indexing by general-purpose search engines operating in accordance with the Site's robots.txt. DollarCense reserves all rights not expressly granted herein.
DollarCense content is educational in nature and is not financial advice, investment advice, tax advice, or legal advice, and is not a solicitation to buy or sell any security, commodity, derivative, digital asset, event contract, or other financial instrument. Past performance is not indicative of future results. You should consult a qualified financial professional, tax advisor, or attorney before making any financial decision. DollarCense is not a registered investment advisor, broker-dealer, futures commission merchant, money services business, or financial institution. Nothing in DollarCense content creates a fiduciary relationship between DollarCense and any reader.
DollarCense references prediction market data from Kalshi (a CFTC-regulated Designated Contract Market) and Polymarket (an offshore prediction market that geo-blocks US users) for editorial and educational analysis purposes only. No DollarCense personnel place trades on Polymarket or any other offshore prediction market. Citation of prediction market data does not constitute a recommendation to trade any event contract on any exchange. See /legal/prediction-markets.html for the full prediction market data disclosure.
DollarCense uses AI-assisted production technology across its editorial, creative, and operational stack. DollarCense characters appearing in DollarCense content are created characters, not real persons; their voices, likenesses, and on-screen presence are produced through DollarCense's proprietary production process. See /legal/ai-disclosure.html for the full content and character disclosure.
DollarCense participates in affiliate programs, including but not limited to Amazon Associates (tag: dollarcense-20), Coinbase, Ledger, Trezor, and TradingView. DollarCense may earn commissions on qualifying purchases made through affiliate links included in DollarCense content. Affiliate relationships do not influence DollarCense editorial analysis or recommendations; DollarCense discloses affiliate links in accordance with current FTC Endorsement Guides and Section 5 of the FTC Act.
Some DollarCense products and subscriptions require you to create an account or provide personal information. You agree to provide accurate, current, and complete information during registration and to update that information as needed. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify DollarCense promptly of any unauthorized use of your account.
DollarCense content and services are provided on an "as is" and "as available" basis without warranty of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Talon Logistics LLC does not warrant that the Site will be uninterrupted, error-free, or free of harmful components.
To the maximum extent permitted by applicable law, Talon Logistics LLC shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenues, data, or goodwill, arising out of or in connection with your use of the Site or any DollarCense content or product. In no event shall the total aggregate liability of Talon Logistics LLC exceed the amount you paid to DollarCense for the specific product or service giving rise to the claim in the twelve months preceding the event giving rise to the liability.
You agree to defend, indemnify, and hold harmless Talon Logistics LLC, its affiliates, officers, employees, contractors, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including attorneys' fees) arising out of or related to: (a) your access to or use of the Site; (b) your violation of these Terms; (c) your violation of any third-party right, including any intellectual property, privacy, or contractual right; or (d) any content you submit, post, or transmit through the Site.
DollarCense reserves the right, at its sole discretion and without prior notice, to suspend or terminate your access to the Site, to any DollarCense product or subscription, or to any account you have created, for any violation of these Terms or for any other reason DollarCense deems appropriate. Upon termination, all provisions of these Terms that by their nature should survive termination shall survive, including intellectual property provisions, warranty disclaimers, limitations of liability, indemnification, dispute resolution, and governing law.
These Terms and any dispute arising out of or relating to these Terms or your use of the Site shall be governed by and construed in accordance with the laws of the State of Michigan and applicable federal law of the United States, without regard to any conflict-of-laws principles. Subject to the Arbitration and Class Action Waiver in Section 13 below, any dispute not subject to arbitration shall be resolved exclusively in the state or federal courts of competent jurisdiction located in Michigan, and you consent to the personal jurisdiction of those courts.
INFORMAL RESOLUTION. Before initiating any formal dispute, you and Talon Logistics LLC agree to attempt in good faith to resolve any dispute informally by sending a written notice of the dispute to the contact address listed at [email protected] and engaging in a thirty (30) day informal resolution period.
BINDING ARBITRATION. If informal resolution does not resolve the dispute, you and Talon Logistics LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms, the Site, or any DollarCense product shall be resolved by binding individual arbitration administered by National Arbitration and Mediation (NAM) under its then-current Comprehensive Dispute Resolution Rules and Procedures. The arbitration shall be conducted by a single arbitrator in the English language in Michigan, unless you and Talon Logistics LLC agree otherwise. The arbitrator's award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
CLASS ACTION WAIVER. YOU AND TALON LOGISTICS LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative or class proceeding.
OPT-OUT. You may opt out of this arbitration agreement by sending written notice to the contact address listed at [email protected] within thirty (30) days of first accepting these Terms. If you opt out, neither you nor Talon Logistics LLC shall be bound by the arbitration provisions of this Section 13, but all other provisions of these Terms shall remain in full force and effect.
DollarCense reserves the right to modify these Terms at any time. When DollarCense modifies these Terms, the revised Terms will be posted on this page with an updated "Last updated" date. Your continued access to or use of the Site after the effective date of any revised Terms constitutes your acceptance of those revised Terms. If you do not agree to the revised Terms, you must stop using the Site.
These Terms, together with the Privacy Policy at /legal/privacy.html, the Disclaimer at /legal/disclaimer.html, the AI Disclosure at /legal/ai-disclosure.html, and the Prediction Market Data Disclosure at /legal/prediction-markets.html, constitute the entire agreement between you and Talon Logistics LLC regarding your use of the Site and supersede all prior or contemporaneous communications, whether electronic, oral, or written, between you and Talon Logistics LLC regarding the Site. If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
DollarCense offers paid newsletter subscriptions, including "The Digital DeFi Economy." Paid newsletter subscriptions are billed on a monthly or annual basis at the rates disclosed at the point of purchase. All subscription fees are in United States dollars unless otherwise noted.
Unless you cancel before the end of the current billing period, paid newsletter subscriptions automatically renew at the then-current renewal rate for an additional billing period. You authorize DollarCense, through its payment processor, to charge your payment method on each renewal date. DollarCense will send a renewal reminder prior to annual renewals to the email address associated with your subscription.
You may cancel your paid newsletter subscription at any time by following the cancellation instructions in any subscription email or by contacting DollarCense at the address listed at [email protected]. Cancellation takes effect at the end of the then-current billing period; you will retain access to paid content through the end of that period.
Paid newsletter subscription fees are non-refundable once a billing period has begun, except where a refund is required by applicable law. If you believe you have been billed in error, contact DollarCense within fourteen (14) days of the charge and DollarCense will review the request in good faith.
DollarCense may from time to time offer introductory pricing, promotional pricing, or free trial periods for paid newsletter subscriptions. The specific terms of any introductory offer — including the introductory price, the regular renewal price, the trial duration, and any eligibility limitations — will be disclosed at the point of purchase. Unless you cancel before the end of the introductory or trial period, your subscription will automatically convert to the regular renewal rate.
This Section C governs your purchase of DollarCense digital products, including but not limited to the DollarCense Blueprint, the DollarCense Primer, DollarCense Course products, and The DeFi Emissary. Courses are delivered through Thinkific; downloadable products are delivered through the checkout provider disclosed at the point of purchase.
Upon your purchase of a DollarCense digital product, Talon Logistics LLC grants you a personal, non-exclusive, non-transferable, non-sublicensable, non-commercial, revocable license to access and use the purchased product solely for your own individual educational use. You may not share your access credentials, transfer your license, resell the product, redistribute course materials, post course materials publicly, or use the product to build any competing product or service.
You may not: (a) download, copy, or record course videos, audio, or PDF content other than as expressly permitted within the course platform; (b) share your course access credentials with any other person; (c) use course materials to train, fine-tune, evaluate, or condition any artificial intelligence model or machine learning system; (d) publish, post, stream, or otherwise make course materials available to any third party; (e) use course materials in any commercial setting, including paid coaching, consulting, corporate training, or resale.
Once you have been granted access to a DollarCense digital product, that product is deemed delivered and the purchase is non-refundable, except where a refund is required by applicable law. If you encounter a technical issue that prevents access to a product you have purchased, contact DollarCense at the address listed at [email protected] and DollarCense will work in good faith to resolve the issue.
DollarCense reserves the right to update, revise, or discontinue any digital product. Where a digital product is materially updated while you have active access, DollarCense will make reasonable efforts to provide you access to updated materials at no additional charge. Discontinuation of a product does not obligate DollarCense to provide a refund for prior purchases.
DollarCense may suspend or terminate your access to any digital product for violation of these Terms, including but not limited to credential sharing, redistribution of course materials, or use of course materials to train AI systems. No refund shall be payable upon termination for cause.